Local Pennsylvania Hagerty Insurance Agents

MVP Insurance is an independent agency that places Hagerty collector vehicle policies for Pennsylvania drivers. Founded in 2008 by Josh Medure and David Varrati, MVP serves collectors from offices in Zelienople, PA and New Springfield, OH. You get Hagerty coverage with a local agent who answers your calls.

People usually come looking for a Hagerty agent for one of a few reasons. Some just bought their first classic and found that their regular carrier wanted to insure it like a commuter car. Others have owned collector vehicles for years but want someone to review their agreed values after a market jump. And plenty simply prefer talking to a person in western Pennsylvania over filling out forms alone.

Whatever brought you here, the goal stays the same: insure the car for what it's actually worth, under rules that match how you really use it.

Here's the relationship in plain terms. MVP Insurance places collector vehicle coverage with Hagerty. MVP is a separate, independent agency. We aren't Hagerty, and Hagerty doesn't own us.

What that means for you: Hagerty writes and backs the policy, and MVP acts as your agent. We help you gather the vehicle details, talk through agreed values, explain the usage and storage terms, and submit the application. After the policy is issued, we're still your first call for questions, changes, or help with a claim.

Collector vehicles are the line MVP places with Hagerty. Your daily drivers, home, and other policies may be placed with different carriers depending on what fits. Keeping it all with one agency means one point of contact who sees how your coverage works together, which helps you avoid gaps like an uninsured spare garage or liability limits that don't line up across policies.

Hagerty focuses on the enthusiast community, and that shapes how its policies typically work. Standard carriers like GEICO or Liberty Mutual build auto policies around daily use: commuting, errands, and vehicles that lose value every year. Collector coverage starts from the opposite assumption, that the vehicle is being preserved and may hold or gain value.

That preservation mindset shows up in the details. Policies may account for spare parts, restoration in progress, or the realities of sourcing original components after a loss. Claims involving collector cars often hinge on finding the right shop and the right parts, and a carrier built around enthusiasts generally understands why a reproduction fender isn't the same as an original.

For many owners, the bigger benefit is simply being understood. Explaining to a standard adjuster why your numbers-matching engine matters can be exhausting. With specialized protection, that conversation usually starts on common ground.

How does agreed value work? You and the insurer typically agree on the car's value when the policy begins. If the car is totaled, the payout is generally that agreed amount, with no depreciation taken out.

Can I drive my car to a local show? Yes, in most cases. Car shows, cruise nights, and club events are usually considered normal pleasure use under a collector policy.

Do I need another car to get collector insurance? Usually, yes. Collector policies generally expect you to have a separate vehicle for daily driving.

Does my classic have to be in a garage? Most policies typically require locked, enclosed storage. Ask your agent if you have a different setup.

Is a car under restoration covered? Coverage for project cars may be available, depending on the vehicle and the work involved. Your agent can explain the options.

Can I insure my everyday car with MVP too? Yes. MVP works with several carriers and can shop your daily vehicles, home, and other policies alongside your Hagerty coverage.