Local Pennsylvania Westfield Insurance Agents

Owner, MVP Insurance

Need a Westfield agent in Pennsylvania? Westfield sells only through independent agencies, so you'll need one to buy a policy. MVP Insurance is one of them. From our Zelienople office, we place auto, home, and business coverage with Westfield, compare it with other carriers, and review your policy every year at renewal.

Looking for a Westfield Agent in Pennsylvania?

Yes, you can work with a local Westfield agent in western Pennsylvania through MVP Insurance. Josh Medure and David Varrati founded the agency in 2008. Our Pennsylvania office is at 108 E Grandview Ave in Zelienople, close enough for many Butler, Beaver, and northern Allegheny County residents to stop in.


MVP is an independent agency, not Westfield itself. We hold appointments with Westfield and several other carriers. That means one conversation can cover a Westfield quote and a few alternatives, so you're not locked into a single company's pricing.


If you've been searching for local Pennsylvania Westfield insurance agents and keep finding call centers or national listings, that's the gap we fill. You get a real person in your area who knows how Westfield underwrites Pennsylvania homes, drivers, and small businesses.

David Varrati

By: Joshua Medure

Owner, MVP Insurance

MVP Insurance is a local, independent agency, licensed to serve individuals and businesses across Ohio and Pennsylvania.

We serve clients from our offices in New Springfield and Zelienople and throughout Northeast Ohio and Western Pennsylvania, working with multiple carriers to help homeowners, drivers, renters and condo owners, landlords, contractors, restaurant owners, shop owners, auto repair shops, professional offices and many other personal and commercial clients find coverage that fits.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

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Why People Look for a Westfield Agent

People look for a Westfield agent because the company has a long reputation for financial stability and well-built coverage, but it doesn't sell directly to consumers. You won't find a "buy now" button on a Westfield website. Every policy goes through an independent agency like MVP.


That stability shows up in the ratings. A.M. Best has affirmed Westfield's "A" (Excellent) financial strength rating along with an "a+" long-term issuer credit rating. In early 2025, the ratings agency also moved Westfield's outlook from negative to stable after the company returned to an underwriting profit. As of this writing, Westfield reports roughly $4.4 billion in annual direct written premium, backed by more than $11 billion in assets.


Those numbers matter for one reason: whether the company can pay claims. After a spring hailstorm hits hundreds of roofs in one county, a carrier with strong reserves keeps paying without flinching. That's the quality many Pennsylvania homeowners and business owners have in mind when they ask for Westfield by name.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

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Why Work with MVP Instead of Going Direct

Going direct isn't an option with Westfield, but working with an independent agency still helps you in a few practical ways. MVP places business with Westfield and also with carriers like Erie and Progressive. We work for you, not for any one insurer.


Independent agencies aren't a niche channel, either. They write 62% of all property and casualty policies in the U.S. as of 2026. Here's what that model means for you:


  • One application, several quotes: We compare Westfield against other options without you filling out five forms.
  • An advocate at claim time: If an adjuster's estimate looks low, you have someone in your corner who knows the policy language.
  • Room to move: If Westfield's rate jumps at renewal, we can shop elsewhere and you don't have to start over with a new agent.
  • Year-round access: Our 24/7 claims support and app-based tools let you get help after hours.


You can see the full list of companies we work with on our carriers page.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

On this page

Popular Westfield Policies for Auto, Home, and Business

MVP places three main lines with Westfield: auto, home, and business. Each one is built around Westfield's underwriting guidelines. The exact features depend on your property, driving history, and the options you choose.


Westfield auto policies typically include the Pennsylvania-required liability and first-party medical benefits. They can also add collision, comprehensive, rental reimbursement, and roadside help. Westfield's MissionSafe telematics program generally offers savings when you sign up, and later renewal pricing may reflect driving habits tracked through a smartphone app. Westfield has also typically offered a pricing credit to customers who request a quote at least one day before the policy starts. That's one more reason not to shop the morning your old policy expires.


Westfield homeowners coverage generally protects the dwelling, other structures, personal property, and personal liability. Optional endorsements may include water backup, which matters a lot in older Pennsylvania homes with aging sewer laterals. A finished basement flooded by a backed-up drain is one of the most common claims we see denied when that endorsement is missing. Our Pennsylvania homeowners insurancepage covers more on this.


For businesses, Westfield typically writes business owners policies, commercial property, general liability, commercial auto, and workers' compensation for contractors, retailers, offices, and similar operations.

Bundling Options for Pennsylvania Residents

Bundling home and auto with Westfield usually lowers your combined premium. It also simplifies billing and puts your policies on the same renewal schedule. Some households add an umbrella policy on top, which generally needs the underlying auto and home liability limits to meet certain minimums.


Business owners can sometimes pair a commercial policy with personal coverage too. A good bundle still needs the right limits on each policy, though. Saving 15% on a package doesn't help if the dwelling limit is $80,000 short of rebuilding costs.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

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Reviewing Your Policy at Renewal

Renewal is the time to confirm that your limits still match your life, not just to accept a new number and pay it. A kitchen remodel, a teen driver, a new trailer, or a second employee can each make last year's policy a poor fit.


Each year, our renewal review looks at a few pressure points. Is your dwelling limit keeping up with Pennsylvania construction costs? Do your liability limits protect what you own now? Did a minor claim or ticket change your rating? Are you still choosing limited tort on your auto policy, and do you understand what that gives up?


If your needs have shifted, or Westfield's renewal comes in higher than expected, we'll compare it against carriers like Liberty Mutual or Western Reserve. Sometimes Westfield is still the strongest fit and staying is the right call. Other times a move makes sense, and you'll know why before anything changes.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

On this page

Pennsylvania Coverage Comparison Table

This table shows common coverage types, what Pennsylvania generally requires, and what each one usually does.

Coverage PA Requirement What It Typically Covers
Auto bodily injury liability Required, $15,000/$30,000 minimum Injuries you cause to others
Auto property damage liability Required, $5,000 minimum Damage you cause to others' property
First-party medical benefits Required, $5,000 minimum Your own medical bills after a crash
Uninsured/underinsured motorist Optional (must be offered) Your injuries when the other driver lacks insurance
Collision and comprehensive Optional (lenders often require) Damage to your own vehicle
Homeowners dwelling No state rule (mortgage lenders require) Rebuilding your home
Workers' compensation Required for most employers Employee injuries on the job
General liability Not state-required Third-party injury or property damage claims against a business

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

On this page

How to Get a Westfield Quote and Start Your Policy

Getting a Westfield quote through MVP takes one conversation and a few documents. Have your current declarations pages, driver's license numbers, VINs, and basic property details ready (roof age, year built, square footage). For business quotes, add your payroll estimate, revenue, and a description of your operations.


Then reach out to the office nearest you:


  • Zelienople, PA: 108 E Grandview Ave, Zelienople, PA 16063, (724) 453-1122
  • New Springfield, OH: 13823 Grant St, New Springfield, OH 44443, (330) 707-9055


We'll run Westfield alongside other carriers and walk you through the differences. You choose, and we handle the paperwork. If you'd rather start online, you can request your quote here and someone from our team will follow up.

Written By

David Varrati

Owner, MVP Insurance

Owner, MVP Insurance

On this page

Frequently Asked Questions About Westfield Insurance

Can I buy Westfield insurance directly?No. Westfield sells only through independent agents, so you'll need an agency like MVP to get a quote and buy a policy.


Is MVP Insurance the same as Westfield?No. MVP is an independent agency that works with Westfield and other carriers, and we represent you when comparing them.


Is Westfield a financially stable company?Westfield holds an "A" (Excellent) financial strength rating from A.M. Best, which generally signals a strong ability to pay claims.


Does bundling home and auto with Westfield save money?Usually, yes. Bundling typically lowers the combined premium, though the exact savings depend on your property and drivers.


What happens if my Westfield rate goes up at renewal?We review the renewal with you and can compare other carriers. If switching makes sense, we handle it.


Do Pennsylvania local Westfield agents handle business insurance too?Yes. MVP places business coverage with Westfield, including liability, property, commercial auto, and workers' comp for many small businesses.


Choosing Westfield is a sound starting point, but the agent you choose shapes how well the policy fits your home, your car, or your business year after year. Working with local Pennsylvania Westfield insurance agents at MVP gives you a strong carrier, honest side-by-side comparisons, and a renewal review that catches problems before a claim does. MVP Insurance is licensed in Ohio (#37714) and Pennsylvania (#519263), NPN 10588293. When you're ready to see how Westfield compares for your situation, start your quotewith our Zelienople or New Springfield team.

MVP Insurance is a local, independent agency, licensed to serve individuals and businesses across Ohio and Pennsylvania.

We serve clients from our offices in New Springfield, Ohio and Zelienople, Pennsylvania and throughout Northeast Ohio and Western Pennsylvania, working with multiple carriers to help contractors, landlords and real estate investors, restaurants, retail shops, auto repair shops, professional offices and many other personal and commercial clients find coverage that fits.

Our Owners

Two friends who started an agency

Owner

Joshua Medure

I am a Penn State marketing graduate with more than ten years in insurance. My childhood friend David and I started MVP Insurance in Northeast Ohio because we wanted the people around us to have an agency that gives honest advice, real choices and someone who picks up the phone. I lead the agency’s insurance strategy, which means I read the policies so our clients do not have to. Away from the office, I coach youth football.

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About the Author

Joshua Medure

Owner, MVP Insurance

I am a Penn State marketing graduate with more than ten years in insurance. My childhood friend David and I started MVP Insurance in Northeast Ohio because we wanted the people around us to have an agency that gives honest advice, real choices and someone who picks up the phone. I lead the agency’s insurance strategy, which means I read the policies so our clients do not have to. Away from the office, I coach youth football.

Personal Insurance in Ohio & Pennsylvania

Coverage for your home, your car, and your family

Protect the everyday things that mean the most to you.

Homeowners Insurance

Your home is one of your most valuable assets. We compare carriers to protect the house, your belongings, and your liability.

Car Insurance

We proactively shop the market to find the best combination of coverage and price for every car in your driveway.

Renters Insurance

Own a condo or rent your home? We insure your unit, your belongings, and your personal liability at a fair rate.

Umbrella Insurance

Extra liability protection above your home and auto policies. Large coverage limits for a small added cost each year.

Life Insurance

Protect the people who rely on you most, so they can keep their home and lifestyle if the unexpected happens.

Flood Insurance

Standard home policies do not cover flooding. We help you add flood coverage through the NFIP or a private carrier before the water rises.

Business Insurance in Ohio & Pennsylvania

No matter how big or small your business, we protect it

Practical coverage for your people, your property, and the work you do.

General Liability

Protection when someone outside your business is hurt or their property is damaged because of your work or your premises.
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Business Owners Policy

One policy that bundles property and liability for small businesses. Simple, affordable protection for your building and contents.
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Professional Liability

Protection when a client says your advice or work caused them a loss. A staple of any solid commercial package.
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Commercial Property

Helping landlords and commercial real estate investors insure their buildings, habitational risks, and the rental income they produce.
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Workers Compensation

Protecting your employees is protecting your business. Medical bills and lost wages covered when someone gets hurt on the job.
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Commercial Auto

With a wide selection of commercial auto carriers, we find the right coverage for your trucks, vans, and drivers.
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Industries We Serve

Insurance built around the work you do

Every industry carries different risks. We know the coverage each one needs and shop the carriers that write it well.

Contractors Insurance

General contractors, remodelers, roofers, and trade crews. We cover the liability, tools, vehicles, and workers your jobs depend on.

Plumber Insurance

Water damage claims follow plumbers everywhere. We cover your liability, your tools, your van, and your crew, job after job.

Restaurant Insurance

Kitchens, bars, and cafes face fire, spoilage, and slip risks. We package property, liability, and liquor coverage in one plan.

5-Star Rated on Google

What our clients say

Our clients say it best. Here is what they share about working with Josh, Dave, and the MVP team.

Contractors & Tradesmen

General contractors, roofers, electricians and plumbers. We cover liability, tools, vehicles and crews so every job stays protected.

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Insurance Tips & News

Insurance tips for Ohio and Pennsylvania families and businesses

Practical ideas for protecting what matters to you.

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Insurance Questions, Answered

Questions our clients ask

A little clarity can make your next step easier.

  • What does an independent insurance agency do?

    An independent agency works with multiple insurance companies. We compare your options, explain the differences, and help you choose coverage that fits your needs.

  • Can MVP Insurance quote both my home and auto?

    Yes. We can compare home and auto insurance options together. We explain available discounts and check how the policies work together.

  • Do you insure businesses in Ohio and Pennsylvania?

    Yes. We help businesses in both states compare options for property, liability, employees, and commercial vehicles. The right policy depends on your work and the risks involved.

  • How do I import my current policy for a quote?

    Use our Canopy policy import link to share your current policy information. Our team can then review your existing coverage and compare options with you.

  • How do I report a claim or make a payment?

    Visit our Client Center for billing and claims information. You can also call either office for help finding the right carrier contact.

  • How often should I review my insurance?

    Review your coverage each year and after a major change, such as a move, new vehicle, or business expansion. Tell us what changed so we can help you check your protection.

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